TERMS OF SERVICE & WAGERING RULES

1. ACCEPTANCE OF TERMS & LICENSING OVERSIGHT

This binding agreement is entered into between you ("Patron", "Player", or "User") and Fanatics Casino. By accessing our platform, downloading client software, or logging into your authenticated profile via our member login portal, you agree to comply with all provisions herein and applicable state administrative gaming codes.

Our gaming platform is authorized and supervised by the Michigan Gaming Control Board (MGCB), New Jersey Division of Gaming Enforcement (NJDGE), Pennsylvania Gaming Control Board (PGCB), and West Virginia Lottery Commission.

2. AGE RESTRICTION & JURISDICTIONAL GEOLOCATION MANDATE

You must be at least twenty-one (21) years of age to register an account, fund a wallet, or place real-money wagers. Providing falsified age or identity credentials constitutes a criminal violation under state penal codes.

Patrons must be physically located within the territorial boundaries of Michigan, New Jersey, Pennsylvania, or West Virginia at the moment any real-money wager is submitted. You consent to the installation and active execution of geolocation verification plugins. Wagers placed from unapproved states, offshore waters, or through anonymizing proxies will be automatically invalidated.

3. PATRON ACCOUNT REGISTRATION & VERIFICATION (KYC)

Each patron is permitted exactly one (1) active gaming account across the platform. Multiple accounts created by the same individual, household, or financial instrument will be permanently closed, and illicit bonus claims will be rescinded.

In compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) statutes, you agree to provide authentic legal name, date of birth, residential address, and SSN-4 data. We reserve the unrestricted right to require photographic proof of a government-issued photo ID and proof of address before authorizing withdrawals.

4. WALLET TRANSACTIONS, DEPOSITS & EXPEDITED PAYOUTS

Patron funds are held in segregated reserve bank accounts, separate from operational corporate funds. You may fund your account using approved financial methods including Online Banking (Trustly ACH), debit cards, Apple Pay, PayPal, and Venmo.

Withdrawal requests are processed securely after anti-fraud verification checks. We reserve the authority to reverse payouts or withhold balances in instances involving unverified identities, disputed payment charges, or suspected exploitation of software bugs.

5. WELCOME OFFERS, BONUS CREDITS & FANCASH RULES

Promotional incentives—including the signature welcome offer providing up to $1,000 back in casino credit on net first-day losses—are subject to specific promotional terms. Unless otherwise noted in specific campaign literature, bonus credits feature a player-friendly one-time (1x) playthrough requirement before resulting winnings become withdrawable cash.

FanCash loyalty points accumulated through Fanatics Casino play may be converted to site credits or redeemed for licensed sports gear on Fanatics.com in accordance with program conversion rates.

6. GAMEPLAY OUTCOMES & RNG INTEGRITY

All digital slot reels, card deals, and roulette drops on Fanatics Casino are governed by cryptographic Random Number Generator (RNG) engines tested and certified by Gaming Laboratories International (GLI). In the event of an electronic malfunction, hardware disconnect, or software glitch during a game round, the round is void and all related wagers and winnings are cancelled in compliance with regulatory standards.

7. PROHIBITED MISCONDUCT & ACCOUNT TERMINATION

Patrons are strictly prohibited from engaging in collusive behavior, table seating manipulations, automated bot play, reverse-engineering of client software, or exploiting game timing bugs. Violations will result in immediate account revocation, asset forfeiture, and formal reporting to state regulatory authorities.